Misconceptions About The Car Accidents Claim Process

Introduction

Did you know that most insurance companies work for a profit? Paying a settlement for a personal injury claim is not something that is generally on the bucket list. The company will start with a low-ball offer that they want you to accept. They want to pay as little as possible. Your job is to wait for the right offer. 

Insurance companies want clients to be naive about the process. There is a psychology to what they do. They will present a low-ball offer, hoping you will be naive enough to take it. Guess what? They will have the case closed before you start to realize the money is not enough. 

The Four Myths That Need To Be Corrected

Do I Need A Lawyer?

 You need to find an experienced Queens car accident attorney as soon as you can. Failure to do so will result in a delay, and it will harm your case. You think the insurance company is going to short-change you with their settlements. Wait until the company hears you do not have a lawyer. 

The insurance company is going to try to get you to settle before your lawyer is involved. Do not take the bait. They do that on purpose. Do not take any offer until your lawyer tells you to do so.

I Do not Want To Sue

A lot of clients have reservations about doing it because they feel it is wrong. Once more, that is what the insurance companies are hoping will happen. It saves the company money when you do not file a claim.

It is your right to sue if you feel you were wronged. Insurance companies count on the clients being too scared to file. Some people feel that making insurance companies pay is wrong. We hear that a lot. Why do you think they are there?

FYI:

You might have named the other party in the suit. However, you are not filing a suit against the other party. You are filing a suit against their insurance company. The insurance company is the one who pays. The other party is just named in the process as a technicality. 

People will think I am greedy.

Truth be told, there are some greedy people. Sometimes a big corporation will make you feel guilty for pursuing the claim. That is a psychological tactic they use to get you to back off. A majority of clients are not greedy. They just want the money that is owed to them. Do not let the misconception to stop you from doing what is right.

This is going to take forever to solve

The process does take time, but that is you hired an attorney. He or she can help to speed up the process. How long will it take?

That depends on the complexity of the case. Most settle before the case goes to court. What happens if my case goes to court? There is always that possibility. That is why you need to have an experienced lawyer on your side. 

Spoiler Alert:

Most insurance companies do not want to go to court. They want to avoid it if they can. It takes a lot of time and money from them too. An experienced lawyer is going to help you prevent some of the technicalities. 

Please visit https://www.radowlawgroup.com/ to find an experienced Queens car accident attorney to help with your case.

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  • Radowlaw Team